:root{--ink:#182136;--navy:#111b32;--navy-2:#182844;--muted:#5e6878;--cream:#f6f5f0;--paper:#fffefa;--line:#dfe2e0;--gold:#eac58d;--gold-deep:#9f7135;--mint:#dce9df;--radius:26px;scroll-behavior:smooth}
*{box-sizing:border-box}
html{scroll-padding-top:88px}
body{margin:0;background:var(--cream);color:var(--ink);font-family:-apple-system,BlinkMacSystemFont,'Segoe UI',Arial,sans-serif;line-height:1.62;-webkit-font-smoothing:antialiased}
body,button,input{font-size:16px}
a{color:inherit;text-decoration:none}
button,input{font:inherit}
img,svg{max-width:100%}
h1,h2,h3,p{margin-top:0}
h1,h2,h3{line-height:1.14;letter-spacing:-.045em}
h1{font-size:clamp(3.3rem,5.5vw,5.7rem);font-weight:700}
h2{font-size:clamp(2.5rem,4.6vw,4.9rem);font-weight:700}
h3{font-size:clamp(1.35rem,1.8vw,1.85rem);font-weight:700}
em{font-family:Georgia,serif;font-weight:500;letter-spacing:-.055em}
a:focus-visible,input:focus-visible{outline:3px solid #ffbd62;outline-offset:4px}
.container{width:min(100% - 72px,1280px);margin-inline:auto}
.section{padding:clamp(92px,11vw,156px) 0}
.skip-link{position:absolute;z-index:99;top:-80px;left:20px;background:#fff;padding:10px 16px;border-radius:10px}
.skip-link:focus{top:12px}
.reading-line{position:fixed;z-index:60;top:0;left:0;right:0;height:3px;pointer-events:none}
.reading-line span{display:block;width:0;height:100%;background:var(--gold)}
.site-header{position:absolute;z-index:40;left:0;right:0;top:0;padding:24px 0}
.nav-shell{width:min(100% - 72px,1360px);margin:auto;display:flex;align-items:center;gap:36px;color:#fff}
.brand{display:inline-flex;align-items:center;gap:12px;font-size:1.4rem;font-weight:800;letter-spacing:-.07em;white-space:nowrap;line-height:1}
.brand-accent{color:var(--gold)}
.brand-mark{display:grid;grid-template-columns:repeat(2,10px);align-items:end;gap:3px;width:23px;height:24px;transform:rotate(-18deg)}
.brand-mark span{display:block;background:var(--gold);border-radius:8px 8px 2px 2px}
.brand-mark span:first-child{height:13px}.brand-mark span:last-child{height:23px}
.nav-links{display:flex;gap:30px;margin-left:auto}
.nav-links a{font-size:.86rem;font-weight:600;opacity:.78;transition:opacity .2s}
.nav-links a:hover{opacity:1}
.lang-switch{display:flex;align-items:center;gap:2px;border:1px solid rgba(255,255,255,.24);border-radius:100px;padding:3px;background:rgba(255,255,255,.06);backdrop-filter:blur(12px);-webkit-backdrop-filter:blur(12px)}
.lang-switch a{border-radius:100px;padding:5px 9px;min-width:38px;text-align:center;font-size:.67rem;font-weight:800;letter-spacing:.05em;color:#ccd5e4;line-height:1.3}
.lang-switch a[aria-current="page"]{background:rgba(246,238,220,.96);color:#1f2a3c}
.lang-switch a:hover:not([aria-current="page"]){color:#fff;background:rgba(255,255,255,.12)}
.nav-cta{border:1px solid rgba(255,255,255,.28);border-radius:100px;padding:10px 16px;font-size:.82rem;font-weight:700;white-space:nowrap;background:rgba(255,255,255,.06);backdrop-filter:blur(12px);transition:background .2s,transform .2s}
.nav-cta:hover{background:rgba(255,255,255,.18);transform:translateY(-2px)}
.nav-cta span{margin-left:10px}
.hero{min-height:760px;position:relative;overflow:hidden;background:radial-gradient(circle at 82% 32%,#304563 0,#182844 34%,#111b32 68%);color:#fff;padding:160px 0 28px}
.hero::after{content:'';position:absolute;inset:0;background-image:linear-gradient(rgba(255,255,255,.025) 1px,transparent 1px),linear-gradient(90deg,rgba(255,255,255,.025) 1px,transparent 1px);background-size:72px 72px;mask-image:linear-gradient(to right,transparent 24%,#000 100%);pointer-events:none}
.hero-aura{position:absolute;border-radius:50%;filter:blur(2px);pointer-events:none}
.hero-aura-one{width:600px;height:600px;right:-160px;top:30px;background:radial-gradient(circle,rgba(225,188,124,.16),transparent 65%)}
.hero-aura-two{width:420px;height:420px;left:-200px;bottom:-150px;background:radial-gradient(circle,rgba(129,166,194,.14),transparent 70%)}
.hero-grid{display:grid;grid-template-columns:1.12fr .88fr;align-items:center;gap:50px;position:relative;z-index:1}
.hero-copy{max-width:750px}.hero h1{margin:24px 0 29px}.hero h1 em{color:var(--gold)}
.hero-lede{font-size:clamp(1.06rem,1.55vw,1.27rem);line-height:1.75;color:#d0d7e4;max-width:610px}
.eyebrow{display:flex;align-items:center;gap:11px;color:var(--gold-deep);font-size:.76rem;letter-spacing:.13em;text-transform:uppercase;font-weight:800;margin-bottom:25px}
.eyebrow.light{color:var(--gold)}.eyebrow-line{width:24px;height:1px;background:currentColor}
.hero-actions{display:flex;align-items:center;gap:28px;flex-wrap:wrap;margin:37px 0 25px}
.button{display:inline-flex;align-items:center;justify-content:center;gap:24px;min-height:58px;padding:15px 22px;border-radius:100px;font-weight:800;font-size:.92rem;transition:transform .2s,box-shadow .2s,background .2s;text-align:center}
.button:hover{transform:translateY(-3px);box-shadow:0 10px 30px rgba(0,0,0,.14)}
.button-primary{background:var(--gold);color:#192137}.button-primary:hover{background:#f4d7a7}
.button-dark{background:var(--navy);color:#fff}.button-dark:hover{background:#233757}
.text-link{font-weight:800;font-size:.88rem;border-bottom:1px solid currentColor;padding-bottom:5px;display:inline-flex;gap:12px;align-items:center;transition:gap .2s}
.text-link:hover{gap:18px}.light-link{color:#f6f6f2}
.hero-note{font-size:.78rem;color:#9eabbf;letter-spacing:.01em}
.hero-visual{height:500px;position:relative;display:grid;place-items:center}
.orbit{position:absolute;border:1px solid rgba(239,208,163,.14);border-radius:50%;width:490px;height:490px}
.orbit-two{width:365px;height:365px;border-color:rgba(239,208,163,.17)}
.glass-panel{background:linear-gradient(140deg,rgba(255,255,255,.18),rgba(255,255,255,.06));border:1px solid rgba(255,255,255,.22);box-shadow:0 25px 80px rgba(2,10,22,.2);backdrop-filter:blur(24px);-webkit-backdrop-filter:blur(24px)}
.hero-panel{width:min(100%,420px);min-height:380px;border-radius:30px;padding:28px;position:relative;transform:rotate(-4deg)}
.panel-topline,.panel-footer,.card-top{display:flex;justify-content:space-between;align-items:center}.tiny-label{letter-spacing:.17em;font-size:.66rem;font-weight:800;color:#d1d9e7}
.panel-symbol{font-size:1.7rem;color:var(--gold)}
.route-visual{height:138px;position:relative;margin-top:20px}
.route-beam{position:absolute;left:15px;right:16px;top:68px;height:2px;background:linear-gradient(90deg,#e3bc7d,#fff1d6);transform:rotate(-9deg)}
.route-stop{position:absolute;top:60px;width:34px;height:34px;border-radius:50%;display:grid;place-items:center;background:#fff6e7;color:#38415a;font-size:.58rem;font-weight:800;box-shadow:0 7px 24px rgba(0,0,0,.25)}
.stop-one{left:0;top:76px}.stop-two{left:24%;top:58px}.stop-three{left:48%;top:46px}.stop-four{left:71%;top:28px}.stop-five{right:0;top:17px;background:var(--gold)}
.panel-headline{font-size:1.35rem;line-height:1.35;font-weight:700;letter-spacing:-.04em;margin:17px 0 25px}
.panel-footer{border-top:1px solid rgba(255,255,255,.2);padding-top:17px;color:#d7dfed;font-size:.67rem;letter-spacing:.08em;text-transform:uppercase}
.floating-tag{position:absolute;background:rgba(251,247,237,.95);color:#4c4e54;box-shadow:0 16px 30px rgba(0,0,0,.13);border-radius:100px;padding:8px 16px;font-size:.72rem;font-weight:700;z-index:2;white-space:nowrap}
.tag-one{top:55px;right:-8px;transform:rotate(4deg)}.tag-two{bottom:65px;left:-35px;transform:rotate(-8deg)}
.hero-bottom{display:flex;justify-content:space-between;position:relative;z-index:1;border-top:1px solid rgba(255,255,255,.13);margin-top:85px;padding-top:20px;color:#9fadc0;text-transform:uppercase;letter-spacing:.14em;font-size:.64rem;font-weight:800}
.hero-bottom span:last-child{color:var(--gold);font-size:1.1rem;line-height:1}
.two-column{display:grid;grid-template-columns:1fr 1fr;gap:clamp(60px,10vw,150px)}
.intro-section{background:var(--paper)}.intro-grid h2{max-width:610px}.intro-grid h2 span{font-family:Georgia,serif;font-style:italic;font-weight:500;color:var(--gold-deep)}
.intro-right{padding-top:41px}.intro-right>p:first-child{font-size:1.18rem;color:#424b5a;line-height:1.85}
.question-stack{margin:31px 0 28px;border-top:1px solid var(--line)}
.question-stack div{display:flex;gap:25px;border-bottom:1px solid var(--line);padding:18px 0;align-items:center;font-weight:700}
.question-stack b{font-size:.7rem;color:var(--gold-deep);letter-spacing:.12em}
.micro-copy,.source-note{font-size:.78rem;line-height:1.7;color:#667080}.micro-copy a,.source-note a{text-decoration:underline;text-underline-offset:3px;color:var(--ink);font-weight:800}
.section-head{display:flex;align-items:end;justify-content:space-between;gap:80px;margin-bottom:48px}.section-head h2{max-width:800px;margin:0}.section-head>p{max-width:330px;color:var(--muted);font-size:.98rem;margin:0 0 5px}
.route-section{background:#f0f2ed}.steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}
.step-card{background:var(--paper);border:1px solid #e7e8e1;border-radius:var(--radius);padding:30px;min-height:316px;position:relative;display:flex;flex-direction:column}
.step-card-featured{grid-column:span 2;background:#dce8e2;min-height:320px}.step-card h3{max-width:300px;margin:36px 0 12px}.step-card p{font-size:.88rem;line-height:1.75;color:#586270;margin:0}.step-number{font-size:.72rem;color:#7b846e;font-weight:800;letter-spacing:.12em}.step-glyph{position:absolute;right:28px;top:21px;font-size:1.55rem;color:#7e998b}
.mini-equation{display:flex;align-items:center;gap:11px;flex-wrap:wrap;margin-top:auto;padding-top:25px;font-size:.68rem;font-weight:800;color:#526c64}.mini-equation i{font-style:normal;color:#70867f}.mini-equation strong{color:#223b35}
.economy-section{background:#fffdfa}.economy-grid{display:grid;grid-template-columns:1fr .85fr;gap:clamp(70px,10vw,160px);align-items:center}
.economy-grid h2{max-width:640px}.section-lede{color:#596474;font-size:1.05rem;line-height:1.83;max-width:650px}.source-note{margin-top:26px;max-width:580px}
.inflation-card{background:#e9ece5;border-radius:32px;padding:clamp(25px,3vw,43px);box-shadow:0 18px 50px rgba(31,50,45,.06)}.card-top{font-size:.65rem;letter-spacing:.15em;color:#60756b;font-weight:800}.card-top span:last-child{font-size:1.25rem}
.inflation-label{font-size:1.12rem;font-weight:800;margin:45px 0 3px}.inflation-sub{font-size:.77rem;color:#606f6b;max-width:310px}.future-value{display:block;font-size:clamp(2.3rem,3.3vw,3.6rem);letter-spacing:-.07em;font-weight:800;line-height:1.2;margin:18px 0 34px;color:#213b33}.inflation-scale{display:flex;justify-content:space-between;font-size:.67rem;text-transform:uppercase;letter-spacing:.1em;font-weight:800;color:#62716a}.inflation-bars{height:38px;display:flex;flex-direction:column;gap:7px;margin:10px 0 29px}.inflation-bars div{height:15px;border-radius:100px}.bar-today{width:100%;background:#acbcb0}.bar-future{width:62%;background:#436b59;transition:width .3s}
.inflation-card label{display:flex;justify-content:space-between;gap:15px;font-size:.82rem;font-weight:700}.inflation-card label strong{color:#1f5841}.inflation-card input{width:100%;accent-color:#416d56;margin:20px 0 12px;cursor:pointer}.card-caveat{font-size:.7rem;color:#66766f;line-height:1.65;margin:0}
.choice-section{background:#f5f3ec}.choice-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:17px}.choice-card{border-radius:var(--radius);background:var(--paper);padding:32px;min-height:430px;display:flex;flex-direction:column;border:1px solid #e8e7df;transition:transform .25s,box-shadow .25s}.choice-card:hover{transform:translateY(-5px);box-shadow:0 18px 44px rgba(42,50,64,.07)}.choice-icon{width:58px;height:58px;border-radius:18px;background:#e9e9de;display:grid;place-items:center;color:#6a744e;font-size:1.8rem}.choice-index{font-size:.68rem;color:var(--gold-deep);font-weight:800;letter-spacing:.15em;margin:31px 0 8px}.choice-card h3{margin:0 0 15px}.choice-card>p:not(.choice-index){color:#5d6571;line-height:1.75;font-size:.9rem}.choice-question{border-top:1px solid var(--line);margin-top:auto;padding-top:19px;display:grid;gap:6px}.choice-question span{font-size:.65rem;letter-spacing:.1em;text-transform:uppercase;color:#8d846f;font-weight:800}.choice-question strong{font-size:.86rem}.choice-footer{display:flex;align-items:center;justify-content:space-between;gap:40px;margin-top:28px}.choice-footer p{font-size:.78rem;color:#67717b;max-width:630px;margin:0}.choice-footer .text-link{white-space:nowrap}
.protection-section{background:radial-gradient(circle at 15% 70%,#263a52 0,#111b32 57%);color:#fff}.protection-grid{display:grid;grid-template-columns:1fr .82fr;gap:clamp(60px,9vw,130px);align-items:center}.protection-copy h2{max-width:680px}.protection-copy>p:not(.eyebrow){color:#c6d0df;line-height:1.82;max-width:580px}.protection-copy .protection-emphasis{border-left:2px solid var(--gold);padding-left:17px;color:#f1dfc5!important;font-weight:700;margin-top:29px}
.protection-panel{border-radius:30px;padding:32px}.policy-list{padding:0;margin:20px 0 26px;list-style:none}.policy-list li{display:flex;gap:20px;border-bottom:1px solid rgba(255,255,255,.16);padding:15px 0}.policy-list li span{color:var(--gold);font-size:.7rem;font-weight:800}.policy-list p{font-size:.86rem;font-weight:600;line-height:1.45;margin:0}.protection-panel>a{font-size:.7rem;line-height:1.6;color:#e3c99d;text-decoration:underline;text-underline-offset:4px}
.agent-strip{margin-top:94px;padding:28px 0 0;border-top:1px solid rgba(255,255,255,.2);display:grid;grid-template-columns:58px 1fr auto;align-items:center;gap:22px}.agent-monogram{background:var(--gold);color:#192436;width:52px;height:52px;border-radius:18px;display:grid;place-items:center;font-size:.82rem;font-weight:800}.agent-label{font-size:.62rem;letter-spacing:.15em;color:var(--gold);font-weight:800;margin:0 0 6px}.agent-strip h3{font-size:1.2rem;margin:0 0 3px;letter-spacing:-.03em}.agent-strip p:last-child{color:#bac6d4;font-size:.77rem;margin:0}.agent-link{font-size:.78rem;font-weight:800;border:1px solid rgba(255,255,255,.3);padding:13px 16px;border-radius:100px;white-space:nowrap}.agent-link span{margin-left:8px}.agent-link:hover{background:rgba(255,255,255,.12)}
.agent-actions{display:flex;align-items:center;gap:16px;flex-wrap:wrap}.agent-sub-link{font-size:.73rem;font-weight:700;color:#d6dce4;text-decoration:underline;text-underline-offset:4px}
.assistant-section{background:#fffefa}.assistant-grid{display:grid;grid-template-columns:1fr .8fr;align-items:center;gap:clamp(60px,10vw,150px)}.assistant-grid h2{max-width:650px}.bot-actions{display:flex;align-items:center;gap:18px;flex-wrap:wrap;margin-top:29px}.bot-actions span{font-size:.78rem;color:#798083;font-weight:700}
.bot-card{max-width:480px;width:100%;margin:auto;border-radius:30px;border:1px solid #e5e7e2;background:#f6f8f3;box-shadow:0 30px 70px rgba(23,33,46,.08);padding:25px}.bot-card-head{display:flex;align-items:center;gap:12px;padding-bottom:20px;border-bottom:1px solid #e3e7e0}.bot-avatar{width:44px;height:44px;display:grid;place-items:center;border-radius:15px;background:var(--navy);color:var(--gold);font-size:1.55rem}.bot-card-head div{display:grid;line-height:1.35}.bot-card-head strong{font-size:.83rem}.bot-card-head div span{font-size:.69rem;color:#7b8b86}.online-dot{margin-left:auto;width:9px;height:9px;border-radius:50%;background:#78b199;box-shadow:0 0 0 5px #e2f0e6}.bot-bubble{max-width:82%;font-size:.85rem;line-height:1.6;padding:13px 16px;border-radius:18px;margin-top:19px}.user-bubble{background:#e4e8e4;margin-left:auto;border-bottom-right-radius:4px}.reply-bubble{background:#fff;border:1px solid #e4e7e3;border-bottom-left-radius:4px}.bot-skills{display:flex;gap:7px;flex-wrap:wrap;margin-top:26px}.bot-skills span{font-size:.63rem;color:#6d746e;border:1px solid #dce1db;border-radius:100px;padding:5px 9px}
.closing-section{background:#213a36;position:relative;overflow:hidden;text-align:center;color:#fff}.closing-section::before{content:'';position:absolute;width:720px;height:720px;border-radius:50%;border:1px solid rgba(245,216,157,.13);left:50%;top:-290px;transform:translateX(-50%);box-shadow:0 0 0 100px rgba(244,213,151,.025),0 0 0 200px rgba(244,213,151,.02)}.closing-inner{position:relative;z-index:1}.closing-inner .eyebrow{justify-content:center}.closing-inner h2{max-width:900px;margin:0 auto 26px}.closing-inner h2 em{color:var(--gold)}.closing-inner>p:not(.eyebrow){color:#c4d4cd;max-width:520px;margin:0 auto 31px}
.site-footer{background:#10192d;color:#fff;padding:70px 0 25px}.footer-grid{display:grid;grid-template-columns:1.1fr .8fr 1.15fr;gap:80px}.footer-brand{font-size:1.3rem}.footer-grid>div:first-child p{color:#9caabd;font-size:.8rem;margin-top:19px}.footer-title{font-weight:800!important;color:#e0c28f!important;font-size:.65rem!important;letter-spacing:.15em;text-transform:uppercase;margin:0 0 19px!important}.footer-grid a:not(.brand){display:block;color:#c5ced9;font-size:.74rem;line-height:1.55;margin-bottom:11px}.footer-grid a:hover{text-decoration:underline}.footer-grid>div:last-child p:last-child{color:#9daabd;font-size:.72rem;line-height:1.75}.footer-bottom{border-top:1px solid rgba(255,255,255,.15);margin-top:60px;padding-top:20px;display:flex;justify-content:space-between;color:#8392a5;font-size:.7rem}.footer-bottom a:hover{color:#fff}
@media (prefers-reduced-motion:no-preference){.js-reveal [data-reveal]{opacity:0;transform:translateY(22px);transition:opacity .7s ease,transform .7s ease}.js-reveal [data-reveal].is-visible{opacity:1;transform:none}}
@media (max-width:1050px){.hero-grid{grid-template-columns:1fr 380px;gap:20px}.hero h1{font-size:clamp(3.3rem,6vw,5.2rem)}.floating-tag{display:none}.hero-panel{min-height:350px}.section-head{gap:30px}.steps-grid{grid-template-columns:repeat(2,1fr)}.choice-card{padding:24px}.protection-grid,.assistant-grid,.economy-grid{gap:45px}.footer-grid{gap:35px}}
@media (max-width:760px){.container,.nav-shell{width:min(100% - 36px,640px)}.section{padding:78px 0}.site-header{padding:17px 0}.nav-shell{gap:12px}.brand{font-size:1.22rem}.nav-links{display:none}.lang-switch{margin-left:auto}.nav-cta{font-size:.72rem;padding:8px 12px}.hero{padding:132px 0 23px;min-height:auto}.hero-grid,.two-column,.economy-grid,.protection-grid,.assistant-grid{grid-template-columns:1fr}.hero-grid{gap:0}.hero h1{font-size:clamp(3.1rem,11vw,5rem)}.hero-lede{font-size:1rem}.hero-visual{height:350px;margin-top:28px}.hero-panel{width:310px;min-height:290px;padding:22px}.orbit{width:330px;height:330px}.orbit-two{width:230px;height:230px}.route-visual{height:97px}.route-stop{width:27px;height:27px}.route-beam{top:55px}.panel-headline{font-size:1.12rem}.hero-bottom{margin-top:20px}.intro-right{padding-top:0}.section-head{display:block}.section-head>p{margin-top:22px}.steps-grid{grid-template-columns:1fr 1fr}.step-card{min-height:280px;padding:24px}.step-card-featured{grid-column:span 2;min-height:305px}.step-card h3{margin-top:43px}.choice-grid{grid-template-columns:1fr}.choice-card{min-height:auto;padding:28px}.choice-question{margin-top:22px}.choice-footer{align-items:flex-start;flex-direction:column;gap:18px}.agent-strip{grid-template-columns:50px 1fr;margin-top:65px}.agent-link{grid-column:2;justify-self:start}.footer-grid{grid-template-columns:1fr 1fr}.footer-grid>div:last-child{grid-column:1/-1}.footer-bottom{margin-top:42px}}
@media (max-width:480px){h2{font-size:2.5rem}.hero h1{font-size:clamp(2.65rem,10.8vw,3.4rem)}.hero-actions{align-items:flex-start;flex-direction:column;gap:20px}.hero-note{font-size:.73rem}.hero-visual{height:315px}.hero-panel{width:280px;min-height:280px}.orbit{width:300px;height:300px}.steps-grid{grid-template-columns:1fr}.step-card-featured{grid-column:auto}.step-card{min-height:240px}.mini-equation{margin-top:25px}.agent-strip{grid-template-columns:1fr;gap:10px}.agent-link{grid-column:1}.footer-grid{grid-template-columns:1fr;gap:25px}.footer-grid>div:last-child{grid-column:auto}.bot-actions{align-items:flex-start;flex-direction:column}.button{min-height:54px}.site-footer{padding-top:55px}}
@media (prefers-reduced-motion:reduce){*,*::before,*::after{scroll-behavior:auto!important;animation-duration:.01ms!important;transition-duration:.01ms!important}}
@media (max-width:360px){.nav-cta{display:none}}